Can You Pay Off a Car Loan Early? All Your Questions Answered

Purchasing a car often involves taking out a loan to ease the financial burden. However, as your circumstances change and your financial stability improves, you may start considering paying off your car loan early.   The good news for Canadian drivers is that paying off a car loan ahead of schedule is indeed possible and […]

Inflation has driven up new car prices and you need to start exploring your options before you make you're car-buying decision.   Before the onset of the pandemic, the average retail price for a new car was $45,000, but inflation has pushed that price much higher.   Not only are car prices rising, but everything […]

If you are working at a job making $16/hr and need a car loan, there are options available.   While $16/hr may not seem like a lot of money, especially with inflation rates nearing double digits in Canada, you can buy a car on minimum wage. Our auto loans team can help with that. Get […]

Whether your buy your car online or by visiting the dealership, the test drive is an essential part of the process. It’s where all your research is either borne out and confirmed or you’re sent back to the drawing board.   Either way, getting the most out of the test drive is essential. Here’s how […]

Buying a new car is an exciting and significant decision.   Whether it's your first car or an upgrade from your current one, it's essential to make an informed choice.   To ensure you find the perfect vehicle that suits your needs and budget, asking the right questions is key.   In this article, we'll […]

Driving off the dealership lot in your shiny, financed car can be an exhilarating experience. However, as life's circumstances change, so do our automotive needs.   Perhaps you're eyeing a sleeker model, a more fuel-efficient vehicle, or a spacious family SUV.   Whatever your reasons may be, trading in your financed car can pave the […]

Deciding when to trade in your car in Canada involves a delicate balance of various factors, including market trends, seasonal fluctuations, and personal considerations. Whether you're looking to upgrade to a newer model, downsize to a more fuel-efficient vehicle, or simply get the best value for your current car, understanding the optimal time to trade […]

In times of financial need, finding quick and accessible sources of cash can be a challenge. However, for vehicle owners, a potential solution lies in the realm of car equity loans. These loans allow individuals to leverage the equity in their cars to secure a loan and access much-needed funds.   In this article, we […]

When it comes to purchasing a car in Canada, securing a car loan is often a crucial step for many individuals.   Lenders evaluate various factors to determine an applicant's creditworthiness, and one key aspect that plays a significant role in loan approval is the credit score.   Understanding the minimum credit score requirements for […]

This quick article covers subprime car loans and unveils the secrets to securing approval in Ontario's dynamic financial terrain. Join me as we navigate the intricate pathways of subprime lending! Buckle up, get ready, and let's embark on this exhilarating journey!     What are Subprime Car Loans? Before we embark on our quest for […]