No Credit Car Financing in Ontario: What You Need to Know

For many people in Canada, purchasing a car is a significant life milestone. Whether it’s for work, family, or personal enjoyment, owning a car offers freedom and convenience. However, for those with no credit history or poor credit, securing financing for a vehicle can be a major challenge.   Fortunately, no credit car financing is […]

When buying a car, it’s important to think beyond the initial cost. A car’s resale value plays a big role in how much money you’ll recover when it’s time to sell or trade it in.   In Ontario, certain cars hold their value better than others. If you’re shopping from a dealership, knowing which vehicles […]

If you live in Ontario, Canada, and are thinking, “Can I buy a car with no credit history?”, the good news is that it’s possible! However, the process might be a bit different compared to someone with an established credit score.   This article will guide you through how to buy a car with no […]

If you’re considering buying an ex-rental car from a dealership in Ontario, you're making a choice that can offer great value. Ex-rental cars are vehicles that have been used by rental companies and are now being sold. Here’s a simple guide to help you understand the process and what to expect.     What is […]

If you're a Canadian business owner in Ontario who uses a car for work purposes, you might be interested in claiming Capital Cost Allowance (CCA) on your vehicle.   CCA is a tax deduction that allows you to recover the cost of your car over time. Here’s a straightforward guide to help you understand how […]

If you’re buying a car and need financing, you might be wondering, “How do dealerships verify income?” It’s important to understand that while dealerships help you get a car loan, it’s actually the lenders who verify your income.   Let’s break down the process so you know what to expect.     Who Verifies Your […]

When it comes to leasing a car in Ontario, one question that might come to mind is, "Does leasing a car affect my credit score?" The answer is yes, leasing a car does affect your credit score.   This is because a car lease is like a loan, and your credit history plays a major […]

If your car has been repossessed, you may feel worried and unsure about what to do next. Repossession happens when you miss car payments, and the lender takes back the vehicle.   But don’t panic—there are ways to get your car back after repossession in Ontario. This article will help you understand the process and […]

Picture this: the open road stretching out before you, the hum of the engine beneath you, and the freedom to explore new horizons. Owning a car can be a dream come true, but for many, this dream hinges on securing a car loan.   What are the key requirements that can help you turn this […]

Buying a car is a significant milestone for many Canadians. Whether it’s your first vehicle or an upgrade, navigating the financial aspect can be challenging. One common term you might encounter is a "conditional approval car loan."   This guide will help you understand what conditional approval car loans are and how they work, specifically […]